Credit and Collection Senior Analyst

The Credit Sr Analyst is responsible for evaluating the creditworthiness of customers, managing credit approvals, and ensuring compliance with the organization's credit policies. This role involves analyzing financial data, mitigating credit risks, and supporting the organization's cash flow management through effective credit control.

Responsibilities:

• Review and analyze customer credit applications and financial statements.
• Assess creditworthiness and recommend credit limits and terms.
• Ensure credit approvals align with company policies and risk tolerance.
• Monitor customer accounts to identify potential credit risks or overdue payments.
• Maintain accurate records of credit approvals, adjustments, and payment histories.
• Flag and escalate high-risk accounts to management as needed.
• Provide clear communication regarding credit terms, limits, and policies.
• Prepare reports on credit activity, customer performance, customer's status and aging receivables and others as demanded.
• Maintain compliance with credit policies, legal requirements, and internal controls.
• Review, request corrections, maintain limits and release Customer's registers according to the policies and procedures - SOX.
• Release sales orders according to demand and customer's credit limit and risk tolerance.
• Support and perform collections efforts according to customer's and invoice payment terms.
• Internal and External customer interface; business to business customers

Minimum Job Qualifications:

• Solid experiencie in a finance role.
• Communication, organization, and analytical skills.
• Ability to pull together and summarize large amounts of data into concise explanations.
• Comprehensive knowledge of Microsoft Excel.
• ERP Systems experience, preferably Oracle or SAP.
• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Master's degree (e.g., MBA) is preferred.
• Advanced English and Spanish is a plus.

Language skills:

• Spanish at advanced level
• English at advanced level

Key competencies:

• Excellent written and verbal communication abilities
• Commitment to excellent customer experience
• Reliable & pays attention to targets and deadlines
• Able to cope with increased workload towards the month close
• Great work ethics - self motivated
• Great interpersonal skills; team player
• Microsoft Office knowledge